We all take so much for granted; the fact that we take out insurance policies on cars, homes and holidays is a given. Nobody knows what the future holds and life can be unpredictable. Imagine how you and your family would cope financially if you were to die prematurely or be diagnosed with a critical illness and be unable to work. Who would provide the income? How would you pay those crucial bills?

There are a variety of different insurance types that you can have in place to keep you and your family protected and we’re here to help select the ones best for you.

Life Insurance Protection

This is typically a lump sum given upon the death of the person who’s insured. It can help to provide for your family should the worst happen.

Critical Illness Protection

Surviving a serious illness can have a big financial impact on you, your family and your finances. You may still have a mortgage and bills to pay, but may not be getting paid for your time off work. Critical illness is there to provide the funds, usually as a lump sum, for this very situation.

Income Protection

What would you do if an accident or illness meant your salary was cut? Income protection provides security for you and your family should the unfortunate happen. You’ll be provided with a regular income to match your level of salary before the event for a set period of time.

There are lots of other insurance and protection options out there which may be better suited to your requirements; some for consideration include:

Mortgage Payment Protection

Provides regular income to cover mortgage repayments if the insured is unable to work due to illness, accident, redundancy or unemployment

Personal Accident and Sickness Protection

Provides a lump sum or income benefits if the insured suffers an accident or falls ill

Accident, Sickness and Unemployment Insurance

Provides a lump sum or income benefits if the insured suffers an accident or is unable to work due to sickness, redundancy or unemployment

Long Term Care Insurance

Provides cover towards the cost of long term care due to old age or infirmity

Private Medical Insurance

Provides cover towards the costs of private medical treatment

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