I am an experienced independent financial adviser in Lancaster, providing a fee based financial planning service with a key focus on retirement planning, pensions and tax-efficient investments.
I work with business owners and private individuals to help them plan a financially secure, comfortable and fulfilling retirement. Often it is the first time they have really considered their current net worth, future income streams in retirement and potential legacy.
Accruing wealth and capital for future income, demystifying the world of pensions, explaining pension income options at retirement and using the tax-breaks still available are a core part of the advice delivered as Holistic Financial Planning, in a clear, concise way.
Not just an ‘order taker’ for financial products, I help people reach decisions on what they wish to do with the rest of their life, establish what it will cost and recommend how to achieve it.
I provide a wide range of financial advice in Lancaster. My specialist area is retirement planning, from accruing sufficient assets, including consolidating and revitalising existing arrangements and use of accumulated assets to provide income in the most tax-efficient way possible. In addition, I advise on savings and investments, financial protection (the ‘safety net’ for businesses, individuals and their dependents), trusts and tax planning.
Specialities include: Retirement Planning, Pensions, Pension Income Options at Retirement, Capital Investment for Growth and Income, Tax-efficient Investment, Wealth Management, Wealth Protection, Inheritance Tax Planning.
I offer financial advice to business & private clients in Lancaster and the surrounding areas including;
- Kirkby Lonsdale
I would be delighted to discuss and demonstrate the very clear way in which advice is delivered, the use of charts, graphs and pictures to illustrate the implications, risk and opportunity of my recommendations and the open affordable way in which I charge for my services.
If you are looking for a financial adviser in Lancaster I offer a complimentary, no-fee, initial consultation (either face-to-face or over the phone) for customers. Please contact me to arrange yours.