Buddy Bag named as our main charity

Truly Independent are proud to announce that our new charity will be the Buddy Bag Foundation. We have always believed in doing our best to have a positive impact in the communities we serve. Having previously supported the National Autistic Society and Hospice at Home, raising over £1000 for these great causes, we have now…

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Boost your pension savings

Are you ‘mid or late career’ or planning to retire within ten years? If the answer’s ‘yes’, then you probably want to know the answers to these questions: Will I be able to retire when I want to? Will I run out of money? How can I guarantee the kind of retirement I want? But,…

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Minimum pension age to increase

The government has confirmed that it plans to increase the minimum pension age at which benefits under registered pension schemes can generally be accessed, without a tax penalty, from age 55 to age 57 commencing 6 April 2028. The Treasury is consulting on how best to apply its decision to increase the age when people…

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Grandparents, grandchildren and money

With all of us leading longer lives, you might be considering how you can help your family when it matters most. Sharing your wealth during your lifetime can make a big difference and bring you a lot of joy, particularly when helping younger generations who are dealing with rising housing prices and university fees. After…

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June Fact Sheets

All of our June financial guidance factsheets are available to download below. Each one focuses on a different financial aspect to help guide you when setting and reaching your financial goals. If there is anything you are unsure about, or would like further information, all of our independent financial advisers offer a free initial consultation…

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Four nominations at Professional Adviser’s Women in Financial Advice Awards 2021

Truly Independent have received four nominations in this years Professional Adviser’s Women in Financial Advice Awards. The nominations included three of our Independent Financial Advisers: Jane Williams, Emily Davies and Mary Hemingway. Winning awards is nothing new to Mary Hemingway however, who was also awarded Unbiased’s Financial Adviser of the Year at the Unbiased Trusted…

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Pension Lifetime Allowance

If you’ve been diligently saving into a pension throughout your working life, you should be entitled to feel confident about your retirement. But, unfortunately, the best savers sometimes find themselves inadvertently breaching their pension lifetime allowance (LTA) and being charged an additional tax that erodes their savings. If you’re a high-income earner or wealthy individual,…

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Responsible Investment

Responsible investment is a catch-all term to broadly describe funds that invest to make a positive change, either for the environment or for society. Within this umbrella term there are four broad investment approaches: ethical exclusion; responsible practice; sustainable solutions; and impact funds. Increasingly more pension savers are asking where their funds are invested. Many…

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A new tax year

A new tax year, means a new start for your finances. It can be a great time to create a roadmap for your future financial success. It’s always a good time to consider financial planning, but at the start of a new tax year, when you have a fresh set of annual allowances to take…

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Passing assets efficiently to the next generation

Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones much easier. It’s not nice to think about, but it means that your loved ones can carry out your wishes and be protected…

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Early retirement

An increasing number of people have been forced into early retirement due to the economic impact of the coronavirus (COVID-19), with many worried about how they’ll make ends meet in the future. Because of the pandemic, we are currently in a challenging economic period. The global economy has taken over ten years to recover from…

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Increase in pension age

The government has confirmed that it plans to increase the minimum pension age at which benefits under registered pension schemes can generally be accessed, without a tax penalty, from age 55 to 57 commencing 6 April 2028. The Treasury is consulting on how best to apply its decision to increase the age when people can…

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