Truly Independent nominated as a finalist for two Professional Adviser Awards 2018

We are delighted to be a nominated finalist in the Professional Adviser Awards 2018 for the categories ‘Best Support Services for Advisers’ and ‘Best Adviser Website’. Last year, more than 200 advisers, firms and providers were under consideration for the awards, which seek to reward excellence within both the financial advice community and among the…

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Transferring ISAs

Time to bring your investments together? If you have accumulated a number of Individual Savings Accounts (ISAs) over the years, keeping them all in one place could give you better control and help you save money. There’s a common misconception that you can’t move your existing ISAs from one provider to another. Transferring your ISAs…

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Protecting you and your family’s finances

There are many things to consider when looking to protect you and your family. It may not be the most exciting of subjects, but it answers one of our most basic desires – to keep safe all that we hold dear. The State of the Protection Nation Report [1] reveals that the top reason people…

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What matters to you is key to the planning process

Have you ever thought about writing a letter to yourself to describe your ideal future life, long-term goals and the process of how to plan for them? Imagining what you want your life to be like in the long term when you retire can help you think much further ahead than you might ever have…

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Top Five Financial Scams

We’ve listed the top five financial scams to look out for in the UK. It’s important to protect yourself from scams so you don’t let a lifetime’s savings and investments be lost in moments. 1. Boiler-room Schemes These scams promise investors impressive returns, but they deliver nothing apart from a great big loss. More than…

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Making the Most of your Pensions

Have you accumulated multiple plans that need reviewing? By the time we have been working for a decade or two, it is not uncommon to have accumulated multiple pension plans. There’s no wrong time to start thinking about pension consolidation, but you might find yourself thinking about it if you’re starting a new job or…

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Pensioners Embracing the Benefits of Retirement

Pensioners are embracing the benefits of retirement and new found time with a new lease of life. As with any new life stage, planning often helps a smooth transition from the old to the new. Preparing properly for anything new requires planning and commitment. Spending time on planning now will ensure you enjoy the retirement…

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Getting Your Affairs in Order

Will you make provisions for all those you hold dear? Writing a will may seem daunting, and with everything else we should be thinking about it becomes just another chore on the to-do-list. It’s especially important for cohabitating couples to have a will, as the surviving partner does not automatically inherit any estate or possessions…

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Tax Relief and Pensions

When it comes to managing money, one of the things some people find most difficult to understand is the tax relief they receive on payments into their pension. Tax relief means some of your money that would have gone to the Government as tax, goes into your pension instead. You can put as much as…

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Struggling with Inheritance Tax rules?

Protecting your estate for future generations – many individuals find the Inheritance Tax (IHT) rules too complicated. If you struggle to navigate the UK’s IHT regime, you are not alone. Whether you are setting up your estate planning or sorting out the estate of a departed family member, the system can be hard to follow.…

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What to do With Your Pension Savings

Deciding what to do with pension savings – even if you’re still working. It may seem like a far-off prospect, but knowing how you can access your pension pot can help you understand how best to build for the future you want when you retire. On 6 April 2015, the Government introduced major changes to…

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Generous Grandparents

The bank that likes to say ‘yes’ Forget the Lamborghini – 2.4 million UK Grandparents [1] have either raided their pension to support their grandchildren or plan to in the future. According to research from LV=, a quarter of generous grandparents who have already given away money to their grandchildren [2] have taken the funds…

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Keeping Target Retirement Plans on Track

Most over 45s are not making plans to match their hopes for the future, according to research from Standard Life[1]. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement, but only 8% of the same age group have recently checked the retirement date on…

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