With some research on the internet it doesn’t take long to discover there is a savings crisis in the UK. In 2014 HSBC reported that 44% of the population had less than £2,000 in savings. By 2016 The Money Advice Service said this had dropped to £100. The same searches today find similar results. Nearly half of the population has ‘at best’ no more than a single month’s income in savings. This is all down to the way we live and treat work. Changing this outcome is less of a challenge than you might first think.

If an individual has little or no savings, then what should they do to improve their situation?

First, they need a reason to change followed by an achievable target and the commitment to achieving that target. If you want to make a difference to your life and achieve your dreams, then there has to be a shift in how you think about work and income.

The dreams I hear people talk about are primarily modest and therefore reasonably achievable. They include:

• To own your home outright without a mortgage
• To drive a luxury car
• To run your own business
• To work in a job you love
• To travel the world
• To simply do nothing at all

There are plenty of similar examples and thoughts from the population dreaming of a better way to live. These people are frustrated with the daily churn and feel trapped in their work, a way of life not of their choosing. The answer is actually in work but let us start by looking at mindsets to avoid.

If you want to have more money, more choice and more freedom in your life, now and in the future, you need to rethink why you work, and how to make the most of it

This book will change the way you think about work, lifestyle and money. Work to Wealth provides practical guidance on how to evaluate your work situation, avoid the ‘working trap’ and invest your income to generate wealth.

Purchase your copy here

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