Careful planning can reduce Inheritance Tax

Careful planning can reduce Inheritance Tax

Keeping it in the family; careful planning can reduce or even eliminate the Inheritance Tax payable. Inter-generational planning helps you put financial measures in place to benefit your children later in life, and possibly even your future grandchildren, so it’s important to start planning early. You may want to keep an element of control when…

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Top Pension Tax Tips

Top Pension Tax Tips

We’ve pulled together some top pension tax tips for those looking at the big retirement picture and considering making contributions ahead of the tax year end. Investing for the future is vital if you want to enjoy a financially secure retirement, and it requires you to look at the big picture. Although pensions can be…

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Pension Unlocking

Pension Unlocking

Treasury enjoying a tax bonanza from pension withdrawals. Following changes introduced in April 2015, you now have more choice and flexibility than ever before over how and when you can take money from your pension pot. You can use your pension pot(s) if you’re 55 or over and have a pension based on how much…

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Building Up Your Nest Egg

Building Up Your Nest Egg

Building up your nest egg is more discipline than difficult but is vital for the life you want in retirement. For today’s retirees, retirement has changed almost beyond recognition since their parents’ day. Building a retirement fund requires saving enough money to pay your bills and continue living comfortably when you are no longer drawing…

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Exploring Your ISA Options

Exploring Your ISA Options

Are you currently exploring your ISA options? Is it time to give your financial future a boost? The end of the tax year on 5 April is fast approaching, so make sure you’ve made the most of your annual allowances before it’s too late. No matter what, why or how you want to save and…

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Making New Year's Tax Saving Resolutions

Making New Year’s Tax Saving Resolutions

Are you making New Year’s tax saving resolutions? At this time of year, we think about New Year’s resolutions, and it’s also a good time to start planning our tax affairs before the end of the tax year on 5 April. As you think about 2019 and your goals for the coming year, we can…

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Move to Eqaulise Male and Female State Pension Ages

Move to Equalise Male and Female State Pension Ages

The recent move to equalise male and female State Pension ages means women will now start to qualify for the State Pension at the same age as men, currently set at 65. The move to equalise male and female pension ages began 25 years ago and has been gradually phased in. Your State Pension age…

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Tips January February 2019

Jan/Feb TIPS Financial Magazine Released

In this New Year edition of our TIPS magazine, the start of 2019 is the optimum time when you may be thinking about resolutions and plans for the year ahead and beyond. It’s a good time to start planning your tax affairs before the end of the tax year on 5 April. And as you…

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Shareholder and Partnership Protection

If your business partner or a shareholder died or became critically ill, have you ever thought what the impact could be? The loss of a business partner or shareholder can have a major impact on the success of any business. But it’s not just about the loss of profits the business could suffer. Who would…

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Work Pressures

Work pressures can be the greatest strains on physical and mental health. There is an increasing trend for people to work for longer and delay their retirement, with some staying in work out of financial necessity. But one of the primary concerns people have about working beyond their 50s is the impact this could have…

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Investing Wisely

Investing Wisely

You have one life, which makes investing wisely very important such as identifying multiple risk profiles for multiple goals. Throughout our lives, we will have many different lifestyle and financial goals that we would like to achieve. Although we all have different goals, there are some key goals that we’ll have in common, especially when…

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Planning the best route for the next generation

Planning the best route for the next generation

You have worked hard to build your wealth and planning the best route for the next generation is important. Passing it on fairly, safely, effectively and efficiently takes skill and careful preparation. But some people find the idea of discussing inheritance uncomfortable and subsequently put off estate planning until, in some instances, it may be…

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