All of our July financial guidance factsheets are available to download below. Each one focuses on a different financial aspect to help guide you when setting and reaching your financial goals. If there is anything you are unsure about, or would like further information, all of our independent financial advisers offer a free initial consultation and you can contact your local IFA here.

Financial fallout from COVID-19

It is becoming uncomfortably clear that while not everyone has been physically affected by coronavirus, every single one of us will be impacted financially. During the pandemic, savings and investments have been volatile, as have wages and jobs.

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Rise of the female breadwinner

The proportion of female breadwinners is steadily rising but the trend could be knocked off course by the coronavirus crisis. Women out-earn male partners in almost a quarter of households, up from a fifth 16 years ago, according to new research [1].

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How sustainable is your portfolio?

There is now an increased investor focus on environmental, social and governance considerations. These (ESG) issues continue to be a top priority for many investors. Your values define you; but do your investments reflect who you are?

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Protecting your retirement plans

As global markets have been highly volatile, the planning towards achieving our retirement goals may now require readjustments. The current situation has led to one in ten people reducing or stopping saving into a pension because of the pandemic.

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Retirement freedoms

Preparing for retirement is like getting ready for a journey – it never goes quite as planned. But the better the plan, the better the outcome. When things go wrong, you want to have the flexibility to adapt to changing circumstances. You never know what retirement will be like until you get there.

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The content of the article featured is for your general information and use only and is not intended to address your particular requirements. Articles should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of the particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of any article. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts. Levels and bases of, and reliefs from, taxation are subject to change and their value depends on the individual circumstances of the investor. The value of your investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.