Independent Financial Adviser in St Albans

With over 25 years of experience in the financial services industry, I am a seasoned Independent Financial Adviser serving clients in St Albans and Harpenden.

I was previously a successful business owner with Sands Financial Management. I merged the business with Truly Independent to continue providing quality, independent advice. This merger allows us to offer comprehensive financial planning and ensure we serve our valued clients with the best possible support.

For many years, I have been providing business owners and private individuals with expert advice on pensions, tax-efficient investments, mortgages, and family and business protection.

I mainly offer advice to clients in London, Hertfordshire, Bedfordshire, and Buckinghamshire but am happy to work further afield. I have clients across the UK.

As an independent adviser regulated by the Financial Conduct Authority (FCA), I uphold the highest professional and ethical standards. My advice is transparent, impartial, and focused on your best interests. To help you understand the costs, I offer an Advice Fee Calculator, giving clear insights into the pricing structure before we proceed.

Tailored Advice in These Areas

• Pension Reviews
• Retirement Planning
• Tax-efficient investments
• Residential Mortgages
• Buy to Let Mortgages
• Equity Release
• Life assurance
• Critical Illness
• Income Protection

Free Initial Consultation

I’m happy to work with you either face-to-face or remotely, whichever suits you best. Whether you prefer the convenience of virtual meetings or the personal touch of in-person discussions, I’m flexible and here to accommodate your needs.

If you’re looking for financial advice in St Albans, why not get in touch today to arrange a complimentary introductory meeting? It’s a great opportunity to learn more about how I can help you achieve your financial goals, answer any questions you may have, and see how we can work together to create a plan that’s right for you—without any obligation.